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Jesus Sanchez Garcia is a writer specializing in home warranties and related insurance products. He holds a particular interest in research and understanding his readers, and he has facilitated focus groups to gain deeper insight into homeowners’ needs. Jesus has a bachelor’s degree in business administration and marketing. In his spare time, Jesus can be found cheering on Arsenal or spending time with his cat, Nevi. Pool Vinyl Liners
Rebekah Young is an editor with a decade of experience in educational content and editing. Before joining the Guides Home Team to focus on home services content, she guided content strategy and edited in the insurance, venture capital, financial and health care fields. Rebekah has a bachelor’s degree in communication and English.
If you own a home with a swimming pool, the upkeep can be expensive. Like your home’s systems and appliances, pools require regular maintenance and repairs. Pool repairs can range from $650 for a pool pump to $1,700 for a pool filter replacement. A home warranty protects your pool from large repair bills when it breaks down from regular wear and tear.
We at the Guides Home Team have researched the best home warranty companies nationwide and narrowed down which providers are best for pools.
Add Filter Filters Location State Select a State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington, DC West Virginia Wisconsin Wyoming Zip Code BBB Rating At Least A B C D E F Service Fee 0 - 50 50 - 100 100 - 150 Custom Range: $0-$150 Monthly Cost 17 - 11 11 - 6 6 - A La Carte Custom Range: $17-$A La Carte Company Best For BBB Rating Service Fee Monthly Cost Visit Site Our Top Pick VISIT SITE Most Experienced B $100–$125 $29–$90 VISIT SITE VISIT SITE Most Customer-Friendly A+ $65–$125 $49–$60 VISIT SITE VISIT SITE Most Budget-Friendly B- $75 $44–$48 VISIT SITE VISIT SITE Most Coverage Options B $75–$125 $41–$58 VISIT SITE VISIT SITE Our Pick for Add-on Coverage B $75–$125 $47–$87 VISIT SITE VISIT SITE Our Pick for Discounts B- $75 $39–$48 VISIT SITE Visit Site N/A D+ $85 $46–$54 Visit Site Visit Site Our Pick for Affordable Plans NR $75 $41–$45 Visit Site Visit Site N/A C $95–$125 $43–$60 Visit Site Visit Site Our Pick for Bonus Benefits B $100–$150 $31–$94 Visit Site N/A N/A $49 $43–$50 Visit Site Most Affordable Appliance Plan B+ $65–$100 $17–$69 Visit Site Visit Site Our Pick for Contractor Flexibility B- $70 $44–$55 Visit Site Visit Site N/A A+ $55 $39–$135 Visit Site Visit Site Most Plan Options N/A $0–$100 A La Carte Visit Site Visit Site N/A N/A N/A $46-$60 Visit Site Visit Site N/A N/A $75 $37.5-$62.5 Visit Site Visit Site N/A A+ $85 $33-$62.5 Visit Site Visit Site N/A N/A N/A N/A Visit Site Visit Site N/A N/A $75-$85 $22- $37 Visit Site Visit Site N/A A+ $85 $32.5 - $68 Visit Site Visit Site N/A A+ $75 $30-$85 Visit Site No results were found. Add Brand American Home Shield Liberty Home Guard Select Home Warranty AFC Home Club First American Home Warranty First Premier Home Warranty Choice Home Warranty ServicePlus Home Warranty The Home Service Club Cinch Home Services Complete Care Home Warranty 2-10 Home Buyers Warranty Priority Home Warranty ARW Home HomeServe Home Warranty of America (HWA) Elevate Home Warranty Old Republic Home Depot Fidelity National HomeGuard Home Warranty Everything Breaks
Home warranty providers typically offer pool coverage as an add-on, meaning you have to pay an additional fee on top of your monthly premium. The most common types of pools that home warranty providers cover are concrete pools and fiberglass pools.
Here are the pool systems and components that most providers cover:
These are the pool components and equipment that are usually not covered by most providers:
Most providers limit coverage to inground pools. Above-ground pools are excluded. You can expect to pay an average of $15.53 extra per month for pool coverage based on the quotes we obtained from multiple providers.
Now that you know what to expect from your home warranty’s pool coverage, discover the top five home warranty companies we recommend:
All pricing information used in this article is from quotes we obtained for a 2,195-square-foot, single-family home in Raleigh, N.C. Your quote may differ by location, home size and type, and selected coverage options.
American Home Shield (AHS) is our editors’ choice due to its wide array of benefits, plan flexibility and $3,000 coverage cap for pools. AHS also doesn’t require your pool’s previous maintenance records for coverage.
American Home Shield’s three plans (ShieldSilver, ShieldGold and ShieldPlatinum) each give homeowners the option to purchase pool coverage. AHS charges $24 per month for its pool coverage, which is the highest of the providers in this article. However, AHS includes pool blower motor and timer coverage, which other providers in this list do not.
Its ShieldSilver plan provides coverage for major systems, its ShieldGold plan includes appliances plus systems, and its ShieldPlatinum plan increases the coverage cap from $3,000 for the first two plans to $6,000. The increase in coverage cap does not apply to pools; it remains $3,000.
The table below highlights covered items per plan.
Here are the prices for American Home Shield plans per month with a $100 service call fee:
American Home Shield (AHS) is our editors’ choice due to its wide array of benefits, plan flexibility and $3,000 coverage cap for pools. AHS also doesn’t require your pool’s previous maintenance records for coverage.
American Home Shield’s three plans (ShieldSilver, ShieldGold and ShieldPlatinum) each give homeowners the option to purchase pool coverage. AHS charges $24 per month for its pool coverage, which is the highest of the providers in this article. However, AHS includes pool blower motor and timer coverage, which other providers in this list do not.
Its ShieldSilver plan provides coverage for major systems, its ShieldGold plan includes appliances plus systems, and its ShieldPlatinum plan increases the coverage cap from $3,000 for the first two plans to $6,000. The increase in coverage cap does not apply to pools; it remains $3,000.
The table below highlights covered items per plan.
Here are the prices for American Home Shield plans per month with a $100 service call fee:
Liberty Home Guard (LHG) is another solid provider for pool owners due to its $2,000 coverage cap for pools, extensive list of add-on coverage options and available discounts for select appliances. Also, LHG doesn’t exclude coverage based on the age of your pool, home systems and appliances.
All of Liberty Home Guard’s plans allow you to purchase pool coverage. Expect to pay $19.99 extra per month for pool coverage, which has a $2,000 coverage cap. LHG’s Appliance Guard plan covers appliances. Its Systems Guard plan covers major home systems, and the Total Home Guard plan bundles each plan into one all-inclusive package.
Although the service call fee is not immediately clear, we spoke with LHG representatives over the phone, who explained that LHG’s service call fee ranges from $65 to $125. The service call fee is assigned by the provider based on your home’s size, type and location, as well as your plan selection and add-ons.
The table below shows LHG’s covered items per plan.
These are Liberty Home Guard’s plan costs per month with a $125 service fee:
Liberty Home Guard (LHG) is another solid provider for pool owners due to its $2,000 coverage cap for pools, extensive list of add-on coverage options and available discounts for select appliances. Also, LHG doesn’t exclude coverage based on the age of your pool, home systems and appliances.
All of Liberty Home Guard’s plans allow you to purchase pool coverage. Expect to pay $19.99 extra per month for pool coverage, which has a $2,000 coverage cap. LHG’s Appliance Guard plan covers appliances. Its Systems Guard plan covers major home systems, and the Total Home Guard plan bundles each plan into one all-inclusive package.
Although the service call fee is not immediately clear, we spoke with LHG representatives over the phone, who explained that LHG’s service call fee ranges from $65 to $125. The service call fee is assigned by the provider based on your home’s size, type and location, as well as your plan selection and add-ons.
The table below shows LHG’s covered items per plan.
These are Liberty Home Guard’s plan costs per month with a $125 service fee:
*Excludes Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont and Wisconsin.
First American Home Warranty is another top pick. Its pool coverage is affordable while still providing decent protection. The company covers up to $1,500 in pool repairs, and its First Class Upgrade package provides coverage for improperly installed items and miscellaneous repair fees.
First American offers pool coverage as an add-on in both its Basic Plan and Premier Plan. The company charges an extra $17 per month for pool coverage, which is more affordable than the two providers mentioned above; however, its coverage cap is slightly lower. The Basic Plan covers standard home appliances, such as cooktops and clothes dryers. The Premier Plan bundles appliances and home systems, such as plumbing and electrical systems.
The table below displays First American’s coverage options per plan:
Here are First American Home Warranty’s plan costs per month with its standard $85 service fee:
*Excludes Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont and Wisconsin.
First American Home Warranty is another top pick. Its pool coverage is affordable while still providing decent protection. The company covers up to $1,500 in pool repairs, and its First Class Upgrade package provides coverage for improperly installed items and miscellaneous repair fees.
First American offers pool coverage as an add-on in both its Basic Plan and Premier Plan. The company charges an extra $17 per month for pool coverage, which is more affordable than the two providers mentioned above; however, its coverage cap is slightly lower. The Basic Plan covers standard home appliances, such as cooktops and clothes dryers. The Premier Plan bundles appliances and home systems, such as plumbing and electrical systems.
The table below displays First American’s coverage options per plan:
Here are First American Home Warranty’s plan costs per month with its standard $85 service fee:
► State availability: 46 (excludes New Mexico, Nevada, Washington and Wyoming)
Select Home Warranty is our pick for budget-friendly plans, making it a decent choice for your pool protection needs. It provides a meager $400 coverage cap for add-on coverage, including pool coverage. However, its home systems and appliance coverage is more comprehensive. If you don’t have a high-end pool, Select may still be a good option for pool coverage.
Select Home Warranty charges $8.33 extra per month for pool coverage — much lower than the previous providers mentioned in this article. However, Select limits pool coverage to $400.
The Bronze Care plan protects major appliances. The Gold Care plan protects built-in systems, and the Platinum Care plan combines appliances and systems into one comprehensive package. Select is worth considering if you’re on a tight budget and need some amount of pool protection. If you can afford a higher monthly premium, though, there are better options listed in this article.
Select Home Warranty plans range from $44 to $48 per month with its standard $75 service fee.
► State availability: 46 (excludes New Mexico, Nevada, Washington and Wyoming)
Select Home Warranty is our pick for budget-friendly plans, making it a decent choice for your pool protection needs. It provides a meager $400 coverage cap for add-on coverage, including pool coverage. However, its home systems and appliance coverage is more comprehensive. If you don’t have a high-end pool, Select may still be a good option for pool coverage.
Select Home Warranty charges $8.33 extra per month for pool coverage — much lower than the previous providers mentioned in this article. However, Select limits pool coverage to $400.
The Bronze Care plan protects major appliances. The Gold Care plan protects built-in systems, and the Platinum Care plan combines appliances and systems into one comprehensive package. Select is worth considering if you’re on a tight budget and need some amount of pool protection. If you can afford a higher monthly premium, though, there are better options listed in this article.
Select Home Warranty plans range from $44 to $48 per month with its standard $75 service fee.
America’s First Choice Home Club (AFC Home Club) is another reputable provider due to its extensive coverage options available through four different plans. AFC Home Club offers a $500 coverage cap for pools, which is lower than our top three choices but similar to Select’s coverage level. Although AFC Home Club has a low coverage cap for pools, it guarantees all repair work done within the life of your plan and offers membership perks such as discounted auto insurance.
AFC Home Club offers pool coverage in each of its four plans. Similar to Select Home Warranty, AFC Home Club charges an extra $8.33 to cover your pool. AFC Home Club protects standard systems in its Systems Plan. The Silver Plan covers home appliances, the Gold Plan covers both systems and appliances, and the Platinum Plan adds additional coverage such as plumbing stoppages.
Here are AFC Home Club’s plan costs per month with a $125 service fee:
America’s First Choice Home Club (AFC Home Club) is another reputable provider due to its extensive coverage options available through four different plans. AFC Home Club offers a $500 coverage cap for pools, which is lower than our top three choices but similar to Select’s coverage level. Although AFC Home Club has a low coverage cap for pools, it guarantees all repair work done within the life of your plan and offers membership perks such as discounted auto insurance.
AFC Home Club offers pool coverage in each of its four plans. Similar to Select Home Warranty, AFC Home Club charges an extra $8.33 to cover your pool. AFC Home Club protects standard systems in its Systems Plan. The Silver Plan covers home appliances, the Gold Plan covers both systems and appliances, and the Platinum Plan adds additional coverage such as plumbing stoppages.
Here are AFC Home Club’s plan costs per month with a $125 service fee:
Didn’t find the perfect home warranty for your pool? Click here to search for the best home warranty company in your state.
Pool coverage costs $15.53 extra per month on average. The actual cost you pay per month depends on the provider you select. Referring to the providers we listed in this article, expect to pay between $8.33 and $24 per month.
The MarketWatch Guides Team developed a calculator that analyzes the anticipated yearly expenses associated with owning a home warranty. To determine your projected annual cost, simply input your monthly premium, service call fee and estimated number of claims. We recommend getting quotes from our top providers directly, as prices vary by plan, location and home size.
The calculators used on this website are being provided for educational purposes only. Data will not be collected or stored. The results are estimates based on the information you provide and may not reflect the actual pricing of your quote.
Owning a pool is a luxury, but having warranty protection for your pool reduces its financial burden so you can enjoy it rather than worrying about the next big expense. We recommend American Home Shield due to its $3,000 coverage cap limit for pools, plan flexibility and additional benefits such as roof-leak repair in its ShieldPlatinum plan. Liberty Home Guard offers a $2,000 coverage cap limit for your pool, and Select Home Warranty provides budget-friendly pool coverage.
We recommend requesting quotes from at least three providers to compare costs and coverage options. Before signing up, read through each provider’s sample contract and call a representative if you have questions.
The type of warranty that comes standard on your pool pump is the manufacturer’s warranty. This warranty begins when the pump is installed and typically expires after a year. A home warranty with pool coverage will cover your pool pump past its manufacturer’s warranty expiration date for as long as the home warranty is in effect.
Home warranties that provide optional pool coverage cover your pool’s essential systems and components. Covered items typically include pool pumps, heating, filtration, plumbing and wiring. Items not usually covered include pool liners, jets, pool sweeps, circuit boards, filters and skimmers.
Home warranties cover the wear and tear of your pool’s main components. However, most home warranty providers offer pool coverage as an add-on, meaning you must opt-in for coverage before receiving pool protection. Home warranties do not cover regular pool maintenance.
Our team created a comprehensive rating system to rank providers based on objective factors. We researched each company by speaking with company representatives, reading sample contracts, and analyzing and comparing consumer reviews. We deepened our research by gaining homeowner insights through surveys and focus groups. After collecting data, we scored each provider based on what matters most to homeowners: plan options, cost, trustworthiness, customer service, state availability, additional benefits and coverage specifics. Here’s the breakdown of how we scored each home warranty company on our list: Plan options (20%): Companies that offered at least three plan options and various add-on coverage scored the highest in this category. Coverage details (20%): We rated companies both on their total number of home appliances and systems covered in their plans, putting more emphasis on the most essential systems like plumbing and air conditioning units. Plan pricing (18%): Home warranty providers that had a service fee of $75 or less and offered combination plans for less than $50 a month earned the most points in this category. Trustworthiness (14%): We evaluated the Better Business Bureau (BBB) rating, sample contract availability, workmanship guarantee and years in the industry to determine the trustworthiness of each company. Customer service (16%): Home warranty companies that are available 24/7, 365 days a year, provide emergency services and offer customers at least two claim filing options earned the highest points in the customer service category. Additional benefits (8%): Companies that offer a 30-day free cancellation period earned points in this category, and any additional coverage perks and exclusive benefits a provider offered earned it extra points. State availability (4%): Providers that are available in all 50 states earned full credit for this category. Our review methodology for home warranty companies is intended to provide a thorough overview of the best providers nationwide. To learn more, you can read our full home warranty methodology .
Jesus Sanchez Garcia is a writer specializing in home warranties and related insurance products. He holds a particular interest in research and understanding his readers, and he has facilitated focus groups to gain deeper insight into homeowners’ needs. Jesus has a bachelor’s degree in business administration and marketing. In his spare time, Jesus can be found cheering on Arsenal or spending time with his cat, Nevi.
Rebekah Young is an editor with a decade of experience in educational content and editing. Before joining the Guides Home Team to focus on home services content, she guided content strategy and edited in the insurance, venture capital, financial and health care fields. Rebekah has a bachelor’s degree in communication and English.
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